Housing: The New Divide Between Rich and Poor

In this segment, we examine why housing feels increasingly out of reach for working people—even those doing everything "right."

From my own experience of spending 64.8% of a $13,815 paycheck just to catch up on mortgage and rent, to the growing homelessness crisis here in Watertown, NY, this episode explores the human cost of America's housing affordability crisis.

Using reporting from the Associated Press, USA Today, CNN, and Harvard's Joint Center for Housing Studies, we break down:

• Why home prices continue hitting record highs despite sluggish sales
• The "lock-in effect" keeping millions of homeowners from selling
• How geopolitical instability and higher mortgage rates impact working families
• Why affordable housing construction has lagged for years
• How wealth—not wages—is increasingly determining who can buy a home
• What Congress is attempting to do about the housing shortage—and why relief may still be years away

Housing has become more than a place to live. For many Americans, it's become the dividing line between those who already have wealth and those still trying to build it.

How much of your monthly income goes toward housing? Share your experience in the comments. I'd love to hear how this crisis is affecting people across the country.

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